Investor Overview

Redefining property valuation.

ValorAs turns property appraisal from a slow, manual, weeks-long process into real-time digital infrastructure — AI-powered valuations produced in minutes, transparent and explainable, under professional appraiser oversight.

Minutes
vs. days or weeks today
×5
appraiser output, same accuracy
AI + LiDAR
with expert-in-the-loop control
3 live products
B2C, B2B & appraiser tools
The problem

A multi-billion bottleneck in finance

Billions in financial decisions depend on a valuation process that is slow, expensive and labor-dependent. Banks, credit companies, insurers and public bodies wait days — often weeks — for an appraisal.

That delay holds up credit, transactions, claims and regulatory processes, and it is getting worse as a chronic shortage of qualified appraisers meets rising demand.

Mortgage / tax appraisal3–5 days
Betterment levy / Standard 1910–21 days
Zero reports / IFRS14–30 days
Capitalization fees7–14 days
With ValorAsminutes
The platform

Valuation as real-time infrastructure

ValorAs is an AI platform that produces consistent, transparent and explainable valuations within minutes, while keeping a certified appraiser in control of quality. The technology accelerates; the expert remains accountable.

  • Market-value engine

    Regression + AI processing of tax-authority and statistical datasets in real time.

  • AI & LiDAR capture

    Mobile depth sensors and AR for automatic field measurement; NLG writes the report.

  • Transparency Portal

    Banks see documentary proof, sensor verification and live status for every valuation.

Automated data (APIs)
Smart LiDAR field capture
Regression + AI valuation
Autonomous NLG report
Certified appraiser sign-off
The market

Who relies on valuation

A horizontal infrastructure layer serving every party that depends on property value.

Banks & insurers

Faster credit approval, accurate collateral in real time, dramatically lower response time and reduced credit risk.

Credit companies

Smart, fast financing decisions built on precise, available real-estate collateral.

Government bodies

Tax, betterment levies and capitalization fees collected faster, with less bureaucracy.

Appraisers

A "co-pilot" that lets each appraiser produce 5× more valuations at rigorous accuracy.

Homeowners (B2C)

Faster mortgages against property, because the appraisal no longer takes weeks.

Standardization

Uniform, scientific accuracy removes human computational error across all experience levels.

Growth plan

Israel first, then international

A deliberate beachhead strategy: prove the engine in a data-rich home market, then export a jurisdiction-agnostic core.

Phase 1 · Now

Win the Israeli market

Establish ValorAs as the valuation infrastructure for Israeli finance and the appraiser community.

  • Leverage Israeli open data — Tax Authority, Tabu (land registry) and GIS APIs — for clean, reliable inputs.
  • Go to market across B2C (homeowners), B2B (banks, credit, insurance) and appraiser tools.
  • Ride regulatory and competitive pressure on lenders to shorten credit-approval times.
  • Build a proven, standardized, audited track record of valuations.
Why now

Four tailwinds converging

Institutional pressure

Lenders compete hard to shorten credit approval; the traditional appraisal delay is the central bottleneck.

Generative AI maturity

Language and AI models can now draft complex valuation reports at human level and above.

Open-data policy

National datasets and government APIs enable clean, reliable data ingestion for algorithmic processing.

LiDAR in every pocket

3D depth sensors in commercial devices (iPhone/iPad Pro) make precise field measurement possible without costly equipment.

The team

Leadership behind the revolution

A rare pairing of deep appraisal expertise and technological firepower.

EH

Elad Moshe Haziza

Founder · Real-estate appraiser · MBA, Technion

Expert in entrepreneurship and innovation, with extensive experience in valuation across government, business and private sectors.

NZ

Dr. Nezer Yaakov Zaidenberg

CTO · AI & cybersecurity

Senior lecturer with deep computer-science experience, leading the company's technological and algorithmic strategy.

The future is already here

Automated valuation models (AVM), without compromise. We're not just improving appraisal — we're redefining it.

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Based in

Tel Aviv, Israel